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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,816 | $87,037+20.4% | $106,201-1.3% | $80,874+29.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.6%+32.4pp |
| Annual return | 13.09% | 17.05%-4.0pp | 116.26%-103.2pp | 35.62%-22.5pp |
| Employer contribution / active EE | $2,800 | $2,396+16.8% | $3,170-11.7% | $2,756+1.6% |
| Participant deferral / active EE | $4,972 | $3,986+24.7% | $5,012-0.8% | $4,297+15.7% |
| Admin fee / account holder | $1,161 | $8,434-86.2% | $11,039-89.5% | $6,935-83.3% |