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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,485 | $80,781-5.3% | $102,437-25.3% | $74,478+2.7% |
| Participation rate | 91.5% | 65.7%+25.9pp | 74.5%+17.0pp | 67.2%+24.3pp |
| Annual return | 8.54% | 27.58%-19.0pp | 24.95%-16.4pp | 1370.56%-1362.0pp |
| Employer contribution / active EE | $3,803 | $3,160+20.3% | $3,871-1.7% | $2,626+44.8% |
| Participant deferral / active EE | $1,831 | $3,862-52.6% | $5,060-63.8% | $4,350-57.9% |
| Admin fee / account holder | $2,003 | $2,372-15.6% | $8,388-76.1% | $1,946+2.9% |