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| Provider | Service type | Compensation |
|---|---|---|
NWPS5 years Service code 37 · EIN 91-2090931 300 E. JOPPA ROAD, SUITE 601 · TOWSON, MD 21286 | Loan Processing | $52,069 |
Service code 26 · EIN 47-1411118 | Advisory (Participants) | $41,277 |
BENEFIT AUDIT GROUP, LLC2 years Service code 10 · EIN 26-2404897 | Accounting | $13,200 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,660 | $54,245+15.5% | $93,727-33.1% | $77,762-19.4% |
| Participation rate | 98.1% | 63.9%+34.2pp | 68.7%+29.4pp | 70.6%+27.5pp |
| Annual return | 13.39% | 30.58%-17.2pp | 133.83%-120.4pp | 31.27%-17.9pp |
| Employer contribution / active EE | $1,935 | $1,168+65.7% | $2,421-20.1% | $2,728-29.1% |
| Participant deferral / active EE | $6,557 | $3,144+108.6% | $4,417+48.5% | $4,651+41.0% |
| Admin fee / account holder | $225 | $575-60.8% | $8,292-97.3% | $433-47.9% |