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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,374 | $209,336-22.9% | $197,124-18.1% | $137,256+17.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 6.13% | 48.09%-42.0pp | 44.34%-38.2pp | 220.34%-214.2pp |
| Employer contribution / active EE | $3,173 | $6,591-51.9% | $6,227-49.0% | $4,156-23.7% |
| Participant deferral / active EE | $1,670 | $9,614-82.6% | $9,135-81.7% | $6,407-73.9% |
| Admin fee / account holder | $6,717 | $17,308-61.2% | $16,298-58.8% | $12,270-45.3% |