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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,395 | $106,749+181.4% | $145,433+106.6% | $82,448+264.3% |
| Participation rate | 94.7% | 75.6%+19.1pp | 82.1%+12.6pp | 68.1%+26.7pp |
| Annual return | 11.39% | 27.59%-16.2pp | 66.58%-55.2pp | 41.64%-30.2pp |
| Employer contribution / active EE | $7,065 | $3,444+105.1% | $4,554+55.1% | $2,551+177.0% |
| Participant deferral / active EE | $8,059 | $6,519+23.6% | $7,897+2.1% | $4,139+94.7% |
| Admin fee / account holder | $19,132 | $8,390+128.0% | $13,129+45.7% | $7,234+164.5% |