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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,395 | $106,524+182.0% | $152,301+97.2% | $87,485+243.4% |
| Participation rate | 94.7% | 75.8%+19.0pp | 82.4%+12.3pp | 68.9%+25.8pp |
| Annual return | 11.39% | 26.89%-15.5pp | 80.50%-69.1pp | 26.06%-14.7pp |
| Employer contribution / active EE | $7,065 | $3,371+109.6% | $4,624+52.8% | $2,596+172.1% |
| Participant deferral / active EE | $8,059 | $6,525+23.5% | $8,004+0.7% | $4,274+88.6% |
| Admin fee / account holder | $19,132 | $8,287+130.9% | $14,398+32.9% | $7,775+146.1% |