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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,395 | $107,421+179.6% | $182,262+64.8% | $94,015+219.5% |
| Participation rate | 94.7% | 77.8%+17.0pp | 84.2%+10.5pp | 70.8%+23.9pp |
| Annual return | 11.39% | 21.32%-9.9pp | 140.60%-129.2pp | 17.84%-6.5pp |
| Employer contribution / active EE | $7,065 | $3,448+104.9% | $5,046+40.0% | $2,790+153.2% |
| Participant deferral / active EE | $8,059 | $6,558+22.9% | $8,276-2.6% | $4,249+89.7% |
| Admin fee / account holder | $19,132 | $8,692+120.1% | $16,712+14.5% | $8,951+113.7% |