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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,859 | $129,737-61.6% | $119,126-58.1% | $154,746-67.8% |
| Participation rate | 31.8% | 78.9%-47.0pp | 75.8%-43.9pp | 80.7%-48.9pp |
| Annual return | 13.23% | 379.08%-365.8pp | 282.11%-268.9pp | 172.34%-159.1pp |
| Employer contribution / active EE | $1,579 | $4,375-63.9% | $4,034-60.9% | $4,379-63.9% |
| Participant deferral / active EE | $2,975 | $5,842-49.1% | $5,318-44.1% | $6,730-55.8% |
| Admin fee / account holder | $56,352 | $11,961+371.1% | $10,693+427.0% | $14,365+292.3% |