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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,315 | $110,410-34.5% | $102,437-29.4% | $145,897-50.4% |
| Participation rate | 72.2% | 77.9%-5.7pp | 74.5%-2.3pp | 80.3%-8.1pp |
| Annual return | 10.87% | 24.85%-14.0pp | 24.95%-14.1pp | 552.29%-541.4pp |
| Employer contribution / active EE | $3,036 | $4,217-28.0% | $3,871-21.6% | $4,663-34.9% |
| Participant deferral / active EE | $3,276 | $5,622-41.7% | $5,060-35.3% | $6,689-51.0% |
| Admin fee / account holder | $2,884 | $9,745-70.4% | $8,388-65.6% | $13,390-78.5% |