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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,740 | $63,140-57.6% | $304,612-91.2% | $116,462-77.0% |
| Participation rate | 92.1% | 70.4%+21.8pp | 81.9%+10.2pp | 74.7%+17.4pp |
| Annual return | 21.23% | 15.04%+6.2pp | 329.91%-308.7pp | 15.65%+5.6pp |
| Employer contribution / active EE | $324 | $2,385-86.4% | $7,476-95.7% | $3,231-90.0% |
| Participant deferral / active EE | $2,539 | $2,741-7.4% | $5,388-52.9% | $3,836-33.8% |
| Admin fee / account holder | $3,384 | $7,583-55.4% | $12,962-73.9% | $12,754-73.5% |