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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,196 | $88,672+106.6% | $105,223+74.1% | $82,448+122.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.16% | 30.86%-18.7pp | 180.65%-168.5pp | 41.64%-29.5pp |
| Employer contribution / active EE | $9,131 | $3,048+199.6% | $3,689+147.5% | $2,551+257.9% |
| Participant deferral / active EE | $11,317 | $4,036+180.4% | $5,072+123.1% | $4,139+173.4% |
| Admin fee / account holder | $4,529 | $7,146-36.6% | $8,859-48.9% | $7,234-37.4% |