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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,196 | $93,345+96.3% | $119,126+53.8% | $87,485+109.4% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 12.16% | 19.08%-6.9pp | 282.11%-269.9pp | 26.06%-13.9pp |
| Employer contribution / active EE | $9,131 | $3,172+187.9% | $4,034+126.4% | $2,596+251.7% |
| Participant deferral / active EE | $11,317 | $4,099+176.1% | $5,318+112.8% | $4,274+164.8% |
| Admin fee / account holder | $4,529 | $8,039-43.7% | $10,693-57.6% | $7,775-41.8% |