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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,430 | $88,672+302.0% | $105,223+238.7% | $82,448+332.3% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 11.51% | 30.86%-19.3pp | 180.65%-169.1pp | 41.64%-30.1pp |
| Employer contribution / active EE | $21,358 | $3,048+600.7% | $3,689+479.0% | $2,551+737.2% |
| Participant deferral / active EE | $12,389 | $4,036+207.0% | $5,072+144.3% | $4,139+199.3% |
| Admin fee / account holder | $103,186 | $7,146+1344.0% | $8,859+1064.8% | $7,234+1326.3% |