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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,700 | $102,393-27.0% | $147,041-49.2% | $80,911-7.7% |
| Participation rate | 66.7% | 75.9%-9.2pp | 82.2%-15.5pp | 67.6%-1.0pp |
| Annual return | 14.09% | 134.95%-120.9pp | 419.21%-405.1pp | 35.63%-21.5pp |
| Employer contribution / active EE | $3,077 | $3,715-17.2% | $4,935-37.6% | $2,756+11.7% |
| Participant deferral / active EE | $2,763 | $6,647-58.4% | $8,071-65.8% | $4,297-35.7% |
| Admin fee / account holder | $3,883 | $7,943-51.1% | $13,006-70.1% | $6,935-44.0% |