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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 26-0070474 | Advisory (Plan) | $27,779 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,132 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,509 | $71,215+14.5% | $93,696-13.0% | $80,935+0.7% |
| Participation rate | 81.1% | 60.4%+20.7pp | 68.7%+12.3pp | 67.7%+13.4pp |
| Annual return | 13.52% | 11.27%+2.2pp | 133.74%-120.2pp | 35.66%-22.1pp |
| Employer contribution / active EE | $1,694 | $1,565+8.2% | $2,422-30.1% | $2,757-38.6% |
| Participant deferral / active EE | $3,510 | $4,037-13.1% | $4,417-20.5% | $4,299-18.4% |
| Admin fee / account holder | $445 | $6,958-93.6% | $8,287-94.6% | $6,924-93.6% |