Retirement plan

NARUC 401(K) PLAN

Name: NATIONAL ASSOCIATION OF REGULATORY UTILITY COMMISSIONERS - NARUC 401(K) PLAN (2025) Form 5500
Creator: NATIONAL ASSOCIATION OF REGULATORY UTILITY COMMISSIONERS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NARUC 401(K) PLAN, NATIONAL ASSOCIATION OF REGULATORY UTILITY COMMISSIONERS

NATIONAL ASSOCIATION OF REGULATORY UTILITY COMMISSIONERSEIN 53-0204609Plan #002PY 2025

1101 VERMONT AVE NW, #401 - WASHINGTON, DC 200053553202-898-2200

Prospect flagsHigh fees

Top hat statement on fileNQDC

Filed November 29, 2017

Plan administrator

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3 Hathaway Court

Silver Spring State: MD Zip Code: 20906

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Plans declared (1)

NARUC 457(b) Plan6 emp

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Total assets (EOY)

$4.5M

-7.8% from 2024

Total participants

-10.3% from 2024

Average account balance

$88,993

+4.8% from 2024

Annual return

13.56%

-0.18 pp from 2024

Benchmarks

See 4,530 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort4,530 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.54M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$89K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

175.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$604K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$21K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.56%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$32967

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.7M

$57977 / participant

Other / not subdivided$2M100.0%

% of EOY assets

37.044%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$88,993

$61,125+45.6%

$94,057-5.4%

$87,485+1.7%

Participation rate

96.6%

64.1%+32.5pp

73.3%+23.2pp

68.9%+27.6pp

Annual return

13.56%

35.20%-21.6pp

480.62%-467.1pp

26.06%-12.5pp

Employer contribution / active EE

$8,830

$2,136+313.3%

$2,933+201.1%

$2,596+240.1%

Participant deferral / active EE

$12,004

$3,260+268.2%

$4,709+154.9%

$4,274+180.9%

Admin fee / account holder

$32,967

$5,629+485.7%

$7,244+355.1%

$7,775+324.0%

NARUC 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NARUC 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion