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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,597 | $58,234-4.5% | $81,783-32.0% | $80,874-31.3% |
| Participation rate | 86.5% | 63.4%+23.1pp | 72.4%+14.2pp | 67.6%+18.9pp |
| Annual return | 14.73% | 41.70%-27.0pp | 775.05%-760.3pp | 35.62%-20.9pp |
| Employer contribution / active EE | $4,992 | $2,341+113.2% | $2,913+71.4% | $2,756+81.2% |
| Participant deferral / active EE | $5,462 | $3,283+66.4% | $4,320+26.4% | $4,297+27.1% |
| Admin fee / account holder | $11,487 | $4,982+130.6% | $7,380+55.7% | $6,935+65.6% |