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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,699 | $111,878-79.7% | $93,727-75.8% | $145,897-84.4% |
| Participation rate | 95.5% | 74.2%+21.2pp | 68.7%+26.7pp | 80.3%+15.1pp |
| Annual return | 12.73% | 204.28%-191.5pp | 133.83%-121.1pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,147 | $3,092-62.9% | $2,421-52.6% | $4,663-75.4% |
| Participant deferral / active EE | $2,792 | $4,920-43.3% | $4,417-36.8% | $6,689-58.3% |
| Admin fee / account holder | $461 | $10,256-95.5% | $8,292-94.4% | $13,390-96.6% |