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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,756 | $124,980-76.2% | $108,359-72.5% | $154,746-80.8% |
| Participation rate | 91.3% | 75.2%+16.1pp | 70.1%+21.2pp | 80.7%+10.6pp |
| Annual return | 15.55% | 45.00%-29.5pp | 36.89%-21.3pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,223 | $2,851-57.1% | $2,399-49.0% | $4,379-72.1% |
| Participant deferral / active EE | $2,729 | $4,743-42.5% | $4,137-34.0% | $6,730-59.5% |
| Admin fee / account holder | $973 | $11,502-91.5% | $9,741-90.0% | $14,365-93.2% |