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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,518 | $72,071+150.5% | $68,368+164.0% | $137,256+31.5% |
| Participation rate | 88.9% | 76.2%+12.7pp | 73.8%+15.1pp | 80.0%+8.9pp |
| Annual return | 12.47% | 353.14%-340.7pp | 292.57%-280.1pp | 220.34%-207.9pp |
| Employer contribution / active EE | $6,370 | $2,788+128.5% | $2,649+140.5% | $4,156+53.3% |
| Participant deferral / active EE | $8,848 | $4,410+100.6% | $4,123+114.6% | $6,407+38.1% |
| Admin fee / account holder | $40,091 | $5,336+651.4% | $5,150+678.5% | $12,270+226.7% |