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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,843 | $58,234+445.8% | $81,783+288.6% | $80,874+293.0% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.4%+27.6pp | 67.6%+32.4pp |
| Annual return | 13.19% | 41.70%-28.5pp | 775.05%-761.9pp | 35.62%-22.4pp |
| Employer contribution / active EE | $12,468 | $2,341+432.5% | $2,913+328.1% | $2,756+352.5% |
| Participant deferral / active EE | $10,936 | $3,283+233.1% | $4,320+153.1% | $4,297+154.5% |
| Admin fee / account holder | $34,952 | $4,982+601.6% | $7,380+373.6% | $6,935+404.0% |