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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,843 | $58,311+445.1% | $81,882+288.2% | $80,959+292.6% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 13.19% | 41.85%-28.7pp | 779.47%-766.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $12,468 | $2,347+431.3% | $2,916+327.6% | $2,757+352.2% |
| Participant deferral / active EE | $10,936 | $3,287+232.7% | $4,323+153.0% | $4,300+154.3% |
| Admin fee / account holder | $34,952 | $4,752+635.5% | $7,360+374.9% | $6,925+404.7% |