Filed September 15, 1992
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,975 | $138,393-0.3% | $184,256-25.1% | $80,959+70.4% |
| Participation rate | 42.9% | 83.9%-41.0pp | 86.8%-44.0pp | 67.7%-24.8pp |
| Annual return | 7.19% | 20.01%-12.8pp | 28.85%-21.7pp | 35.67%-28.5pp |
| Employer contribution / active EE | $0 | $4,847-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,321 | $7,076-38.9% | $9,133-52.7% | $4,300+0.5% |
| Admin fee / account holder | $3,535 | $10,489-66.3% | $13,899-74.6% | $6,925-49.0% |