Filed October 13, 2021
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,288 | $72,396+2.6% | $67,511+10.0% | $145,959-49.1% |
| Participation rate | 50.0% | 76.9%-26.9pp | 72.9%-22.9pp | 80.3%-30.3pp |
| Annual return | 11.74% | 7194.07%-7182.3pp | 3517.41%-3505.7pp | 561.95%-550.2pp |
| Employer contribution / active EE | $7,238 | $3,071+135.7% | $2,733+164.9% | $4,661+55.3% |
| Participant deferral / active EE | $6,108 | $4,781+27.7% | $4,000+52.7% | $6,689-8.7% |
| Admin fee / account holder | $4,324 | $5,538-21.9% | $3,999+8.1% | $13,398-67.7% |