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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,435 | $77,164-37.2% | $178,014-72.8% | $80,874-40.1% |
| Participation rate | 51.4% | 65.7%-14.3pp | 77.1%-25.7pp | 67.6%-16.2pp |
| Annual return | 14.69% | 18.09%-3.4pp | 294.80%-280.1pp | 35.62%-20.9pp |
| Employer contribution / active EE | $1,552 | $2,288-32.2% | $3,950-60.7% | $2,756-43.7% |
| Participant deferral / active EE | $3,440 | $4,408-22.0% | $6,276-45.2% | $4,297-20.0% |
| Admin fee / account holder | $20 | $7,164-99.7% | $10,362-99.8% | $6,935-99.7% |