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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,435 | $78,015-37.9% | $178,505-72.9% | $80,959-40.2% |
| Participation rate | 51.4% | 65.7%-14.2pp | 77.1%-25.7pp | 67.7%-16.2pp |
| Annual return | 14.69% | 18.10%-3.4pp | 27.16%-12.5pp | 35.67%-21.0pp |
| Employer contribution / active EE | $1,552 | $2,281-32.0% | $3,955-60.8% | $2,757-43.7% |
| Participant deferral / active EE | $3,440 | $4,406-21.9% | $6,280-45.2% | $4,300-20.0% |
| Admin fee / account holder | $20 | $7,160-99.7% | $10,428-99.8% | $6,925-99.7% |