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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,249 | $77,962+208.2% | $178,540+34.6% | $80,935+196.8% |
| Participation rate | 36.4% | 65.7%-29.3pp | 77.1%-40.7pp | 67.7%-31.3pp |
| Annual return | 16.14% | 18.10%-2.0pp | 27.15%-11.0pp | 35.66%-19.5pp |
| Employer contribution / active EE | $1,797 | $2,280-21.2% | $3,953-54.5% | $2,757-34.8% |
| Participant deferral / active EE | $3,044 | $4,404-30.9% | $6,281-51.5% | $4,299-29.2% |
| Admin fee / account holder | $49,908 | $7,156+597.5% | $10,424+378.8% | $6,924+620.8% |