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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,362 | $154,754-94.6% | $124,206-93.3% | $138,895-94.0% |
| Participation rate | 27.3% | 75.5%-48.2pp | 69.6%-42.3pp | 79.9%-52.6pp |
| Annual return | 24.56% | 709.28%-684.7pp | 515.27%-490.7pp | 145.39%-120.8pp |
| Employer contribution / active EE | $0 | $4,446-100.0% | $3,540-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,553 | $4,621-66.4% | $3,968-60.9% | $6,396-75.7% |
| Admin fee / account holder | $0 | $6,690-100.0% | $5,929-100.0% | $12,562-100.0% |