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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,362 | $149,040-94.4% | $120,225-93.0% | $137,256-93.9% |
| Participation rate | 27.3% | 75.4%-48.1pp | 69.6%-42.3pp | 80.0%-52.7pp |
| Annual return | 24.56% | 605.68%-581.1pp | 439.23%-414.7pp | 220.34%-195.8pp |
| Employer contribution / active EE | $0 | $4,350-100.0% | $3,475-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,553 | $4,655-66.6% | $3,999-61.2% | $6,407-75.8% |
| Admin fee / account holder | $0 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |