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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,313 | $29,733+149.9% | $56,025+32.6% | $80,959-8.2% |
| Participation rate | 46.4% | 41.7%+4.7pp | 52.5%-6.1pp | 67.7%-21.3pp |
| Annual return | 23.44% | 35.28%-11.8pp | 1712.69%-1689.2pp | 35.67%-12.2pp |
| Employer contribution / active EE | $1,114 | $672+65.8% | $1,042+7.0% | $2,757-59.6% |
| Participant deferral / active EE | $2,500 | $1,229+103.3% | $1,955+27.9% | $4,300-41.9% |
| Admin fee / account holder | $690 | $2,434-71.6% | $2,828-75.6% | $6,925-90.0% |