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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,313 | $29,667+150.5% | $56,441+31.7% | $80,874-8.1% |
| Participation rate | 46.4% | 41.7%+4.7pp | 52.5%-6.1pp | 67.6%-21.3pp |
| Annual return | 23.44% | 35.22%-11.8pp | 1704.21%-1680.8pp | 35.62%-12.2pp |
| Employer contribution / active EE | $1,114 | $669+66.4% | $1,039+7.2% | $2,756-59.6% |
| Participant deferral / active EE | $2,500 | $1,227+103.8% | $1,953+28.0% | $4,297-41.8% |
| Admin fee / account holder | $690 | $2,429-71.6% | $2,829-75.6% | $6,935-90.1% |