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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,313 | $29,716+150.1% | $56,077+32.5% | $80,925-8.2% |
| Participation rate | 46.4% | 41.7%+4.7pp | 52.5%-6.1pp | 67.7%-21.3pp |
| Annual return | 23.44% | 35.30%-11.9pp | 1709.28%-1685.8pp | 35.65%-12.2pp |
| Employer contribution / active EE | $1,114 | $671+66.0% | $1,040+7.1% | $2,756-59.6% |
| Participant deferral / active EE | $2,500 | $1,228+103.5% | $1,954+27.9% | $4,299-41.9% |
| Admin fee / account holder | $690 | $2,432-71.6% | $2,825-75.6% | $6,940-90.1% |