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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,228 | $45,119+261.8% | $85,126+91.7% | $74,429+119.3% |
| Participation rate | 18.6% | 49.4%-30.8pp | 67.5%-48.9pp | 67.2%-48.6pp |
| Annual return | 12.69% | 26.28%-13.6pp | 66.63%-53.9pp | 1368.38%-1355.7pp |
| Employer contribution / active EE | $591 | $1,460-59.5% | $2,731-78.3% | $2,625-77.5% |
| Participant deferral / active EE | $1,365 | $2,738-50.1% | $4,523-69.8% | $4,348-68.6% |
| Admin fee / account holder | $7,137 | $2,214+222.4% | $6,160+15.9% | $1,944+267.1% |