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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,235 | $208,088+67.3% | $186,193+87.0% | $154,746+125.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 15.10% | 89.97%-74.9pp | 78.03%-62.9pp | 172.34%-157.2pp |
| Employer contribution / active EE | $3,344 | $4,340-22.9% | $3,918-14.7% | $4,379-23.6% |
| Participant deferral / active EE | $10,628 | $7,078+50.2% | $6,513+63.2% | $6,730+57.9% |
| Admin fee / account holder | $8,062 | $11,698-31.1% | $11,058-27.1% | $14,365-43.9% |