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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,899 | $172,111-2.4% | $150,298+11.7% | $137,256+22.3% |
| Participation rate | 77.3% | 81.7%-4.4pp | 77.8%-0.5pp | 80.0%-2.7pp |
| Annual return | 13.70% | 69.37%-55.7pp | 62.79%-49.1pp | 220.34%-206.6pp |
| Employer contribution / active EE | $2,675 | $4,636-42.3% | $4,154-35.6% | $4,156-35.6% |
| Participant deferral / active EE | $6,982 | $6,166+13.2% | $5,453+28.1% | $6,407+9.0% |
| Admin fee / account holder | $9,118 | $16,471-44.6% | $14,116-35.4% | $12,270-25.7% |