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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,656 | $183,539-18.5% | $155,556-3.8% | $145,897+2.6% |
| Participation rate | 81.0% | 82.7%-1.8pp | 78.2%+2.7pp | 80.3%+0.6pp |
| Annual return | 11.58% | 61.31%-49.7pp | 64.84%-53.3pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,767 | $5,315-47.9% | $4,675-40.8% | $4,663-40.6% |
| Participant deferral / active EE | $7,364 | $6,467+13.9% | $5,631+30.8% | $6,689+10.1% |
| Admin fee / account holder | $5,139 | $19,275-73.3% | $15,885-67.6% | $13,390-61.6% |