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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,719 | $254,759-31.0% | $216,567-18.9% | $198,609-11.5% |
| Participation rate | 88.9% | 84.5%+4.4pp | 81.6%+7.2pp | 82.4%+6.5pp |
| Annual return | 13.17% | 10.04%+3.1pp | 12.94%+0.2pp | 202.70%-189.5pp |
| Employer contribution / active EE | $0 | $6,096-100.0% | $5,216-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $7,721 | $6,948+11.1% | $6,191+24.7% | $6,977+10.7% |
| Admin fee / account holder | $5,663 | $26,311-78.5% | $21,981-74.2% | $19,030-70.2% |