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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,374 | $201,370-54.1% | $184,256-49.9% | $145,897-36.7% |
| Participation rate | 69.2% | 87.5%-18.3pp | 86.8%-17.6pp | 80.3%-11.1pp |
| Annual return | 16.24% | 29.05%-12.8pp | 28.85%-12.6pp | 552.29%-536.0pp |
| Employer contribution / active EE | $1,977 | $7,024-71.8% | $6,427-69.2% | $4,663-57.6% |
| Participant deferral / active EE | $5,703 | $9,808-41.9% | $9,133-37.6% | $6,689-14.8% |
| Admin fee / account holder | $3,889 | $16,364-76.2% | $13,899-72.0% | $13,390-71.0% |