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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,985 | $78,520-28.7% | $96,576-42.0% | $82,448-32.1% |
| Participation rate | 92.1% | 77.7%+14.4pp | 81.4%+10.7pp | 68.1%+24.0pp |
| Annual return | 12.55% | 41.30%-28.8pp | 38.47%-25.9pp | 41.64%-29.1pp |
| Employer contribution / active EE | $2,571 | $2,630-2.2% | $3,553-27.6% | $2,551+0.8% |
| Participant deferral / active EE | $6,771 | $6,754+0.3% | $7,956-14.9% | $4,139+63.6% |
| Admin fee / account holder | $4,817 | $13,455-64.2% | $11,381-57.7% | $7,234-33.4% |