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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,036 | $77,472-31.5% | $100,415-47.2% | $80,959-34.5% |
| Participation rate | 85.7% | 76.9%+8.8pp | 81.5%+4.2pp | 67.7%+18.0pp |
| Annual return | 11.59% | 37.26%-25.7pp | 49.47%-37.9pp | 35.67%-24.1pp |
| Employer contribution / active EE | $857 | $2,800-69.4% | $3,943-78.3% | $2,757-68.9% |
| Participant deferral / active EE | $5,885 | $6,818-13.7% | $8,091-27.3% | $4,300+36.9% |
| Admin fee / account holder | $24,321 | $5,885+313.3% | $7,906+207.6% | $6,925+251.2% |