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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,985 | $77,358-27.6% | $102,184-45.2% | $87,485-36.0% |
| Participation rate | 92.1% | 78.7%+13.4pp | 82.6%+9.5pp | 68.9%+23.2pp |
| Annual return | 12.55% | 41.11%-28.6pp | 31.58%-19.0pp | 26.06%-13.5pp |
| Employer contribution / active EE | $2,571 | $2,562+0.4% | $3,594-28.5% | $2,596-1.0% |
| Participant deferral / active EE | $6,771 | $6,753+0.3% | $8,309-18.5% | $4,274+58.4% |
| Admin fee / account holder | $4,817 | $6,809-29.3% | $11,609-58.5% | $7,775-38.0% |