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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,214 | $159,934+28.9% | $147,005+40.3% | $145,959+41.3% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.8pp | 80.3%-47.0pp |
| Annual return | 14.69% | 98.24%-83.6pp | 418.76%-404.1pp | 561.95%-547.3pp |
| Employer contribution / active EE | $4,000 | $5,287-24.3% | $4,934-18.9% | $4,661-14.2% |
| Participant deferral / active EE | $6,417 | $8,427-23.9% | $8,070-20.5% | $6,689-4.1% |
| Admin fee / account holder | $2,358 | $15,053-84.3% | $13,006-81.9% | $13,398-82.4% |