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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,214 | $160,070+28.8% | $147,117+40.2% | $145,897+41.3% |
| Participation rate | 33.3% | 84.0%-50.7pp | 82.2%-48.9pp | 80.3%-47.0pp |
| Annual return | 14.69% | 98.69%-84.0pp | 420.54%-405.9pp | 552.29%-537.6pp |
| Employer contribution / active EE | $4,000 | $5,285-24.3% | $4,932-18.9% | $4,663-14.2% |
| Participant deferral / active EE | $6,417 | $8,419-23.8% | $8,065-20.4% | $6,689-4.1% |
| Admin fee / account holder | $2,358 | $15,035-84.3% | $12,993-81.9% | $13,390-82.4% |