Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,279 | $29,051+7.7% | $52,425-40.3% | $67,986-54.0% |
| Participation rate | 33.6% | 30.4%+3.2pp | 55.6%-22.0pp | 57.2%-23.6pp |
| Annual return | 13.83% | 24.00%-10.2pp | 302.12%-288.3pp | 31.67%-17.8pp |
| Employer contribution / active EE | $832 | $412+102.1% | $914-9.0% | $2,019-58.8% |
| Participant deferral / active EE | $2,393 | $873+174.1% | $1,790+33.6% | $3,358-28.7% |
| Admin fee / account holder | $596 | $2,113-71.8% | $2,495-76.1% | $3,203-81.4% |