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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,413 | $111,535-70.9% | $105,223-69.2% | $137,256-76.4% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 76.62% | 237.85%-161.2pp | 180.65%-104.0pp | 220.34%-143.7pp |
| Employer contribution / active EE | $891 | $3,939-77.4% | $3,689-75.8% | $4,156-78.6% |
| Participant deferral / active EE | $4,891 | $5,500-11.1% | $5,072-3.6% | $6,407-23.7% |
| Admin fee / account holder | $6,258 | $9,721-35.6% | $8,859-29.4% | $12,270-49.0% |