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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $19,850 |
Service code 17 · EIN 13-5674085 | Pension Consulting | $14,012 |
Filed as: FOUNDERS FINANCIAL SEC LLC Service code 27 · EIN 20-2052994 | Advisory (Plan) | $9,119 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,857 | $80,781-19.7% | $102,437-36.7% | $74,478-12.9% |
| Participation rate | 92.5% | 65.7%+26.8pp | 74.5%+18.0pp | 67.2%+25.3pp |
| Annual return | 13.49% | 27.58%-14.1pp | 24.95%-11.5pp | 1370.56%-1357.1pp |
| Employer contribution / active EE | $2,271 | $3,160-28.1% | $3,871-41.3% | $2,626-13.5% |
| Participant deferral / active EE | $3,837 | $3,862-0.7% | $5,060-24.2% | $4,350-11.8% |
| Admin fee / account holder | $324 | $2,372-86.4% | $8,388-96.1% | $1,946-83.4% |