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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,451 | $172,111+145.5% | $150,298+181.1% | $137,256+207.8% |
| Participation rate | 70.0% | 81.7%-11.7pp | 77.8%-7.8pp | 80.0%-10.0pp |
| Annual return | 16.07% | 69.37%-53.3pp | 62.79%-46.7pp | 220.34%-204.3pp |
| Employer contribution / active EE | $6,803 | $4,636+46.7% | $4,154+63.8% | $4,156+63.7% |
| Participant deferral / active EE | $4,753 | $6,166-22.9% | $5,453-12.8% | $6,407-25.8% |
| Admin fee / account holder | $9,499 | $16,471-42.3% | $14,116-32.7% | $12,270-22.6% |