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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,986 | $81,504-19.0% | $102,437-35.6% | $80,959-18.5% |
| Participation rate | 65.1% | 66.9%-1.7pp | 74.5%-9.4pp | 67.7%-2.6pp |
| Annual return | 12.62% | 25.60%-13.0pp | 24.95%-12.3pp | 35.67%-23.0pp |
| Employer contribution / active EE | $1,603 | $3,104-48.3% | $3,871-58.6% | $2,757-41.9% |
| Participant deferral / active EE | $3,824 | $3,871-1.2% | $5,060-24.4% | $4,300-11.1% |
| Admin fee / account holder | $3,531 | $6,719-47.5% | $8,388-57.9% | $6,925-49.0% |