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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,921 | $88,672-7.6% | $105,223-22.1% | $82,448-0.6% |
| Participation rate | 65.5% | 67.9%-2.4pp | 75.0%-9.6pp | 68.1%-2.6pp |
| Annual return | 14.10% | 30.86%-16.8pp | 180.65%-166.5pp | 41.64%-27.5pp |
| Employer contribution / active EE | $1,713 | $3,048-43.8% | $3,689-53.6% | $2,551-32.8% |
| Participant deferral / active EE | $4,872 | $4,036+20.7% | $5,072-3.9% | $4,139+17.7% |
| Admin fee / account holder | $6,661 | $7,146-6.8% | $8,859-24.8% | $7,234-7.9% |