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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,464 | $201,370+96.4% | $184,256+114.6% | $145,897+171.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.71% | 29.05%-17.3pp | 28.85%-17.1pp | 552.29%-540.6pp |
| Employer contribution / active EE | $10,862 | $7,024+54.7% | $6,427+69.0% | $4,663+133.0% |
| Participant deferral / active EE | $22,277 | $9,808+127.1% | $9,133+143.9% | $6,689+233.0% |
| Admin fee / account holder | $13,874 | $16,364-15.2% | $13,899-0.2% | $13,390+3.6% |