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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,749 | $102,429+3.2% | $147,096-28.1% | $80,925+30.7% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 11.08% | 135.02%-123.9pp | 419.75%-408.7pp | 35.65%-24.6pp |
| Employer contribution / active EE | $3,535 | $3,716-4.9% | $4,936-28.4% | $2,756+28.3% |
| Participant deferral / active EE | $12,771 | $6,649+92.1% | $8,071+58.2% | $4,299+197.1% |
| Admin fee / account holder | $12,693 | $7,957+59.5% | $13,005-2.4% | $6,940+82.9% |