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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,749 | $102,422+3.2% | $147,117-28.1% | $80,959+30.6% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 11.08% | 135.16%-124.1pp | 420.54%-409.5pp | 35.67%-24.6pp |
| Employer contribution / active EE | $3,535 | $3,717-4.9% | $4,932-28.3% | $2,757+28.2% |
| Participant deferral / active EE | $12,771 | $6,652+92.0% | $8,065+58.4% | $4,300+197.0% |
| Admin fee / account holder | $12,693 | $7,953+59.6% | $12,993-2.3% | $6,925+83.3% |