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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,749 | $102,382+3.3% | $147,005-28.1% | $80,874+30.8% |
| Participation rate | 96.3% | 75.8%+20.4pp | 82.2%+14.1pp | 67.6%+28.6pp |
| Annual return | 11.08% | 134.89%-123.8pp | 418.76%-407.7pp | 35.62%-24.5pp |
| Employer contribution / active EE | $3,535 | $3,715-4.8% | $4,934-28.4% | $2,756+28.3% |
| Participant deferral / active EE | $12,771 | $6,646+92.1% | $8,070+58.3% | $4,297+197.2% |
| Admin fee / account holder | $12,693 | $7,942+59.8% | $13,006-2.4% | $6,935+83.0% |