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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,859 | $106,864+144.1% | $147,318+77.1% | $82,637+215.7% |
| Participation rate | 97.1% | 75.5%+21.6pp | 82.1%+15.1pp | 68.1%+29.1pp |
| Annual return | 15.00% | 27.49%-12.5pp | 70.43%-55.4pp | 53.51%-38.5pp |
| Employer contribution / active EE | $4,373 | $3,417+28.0% | $4,593-4.8% | $2,552+71.3% |
| Participant deferral / active EE | $11,419 | $6,496+75.8% | $7,906+44.4% | $4,126+176.7% |
| Admin fee / account holder | $3,126 | $8,415-62.9% | $13,708-77.2% | $7,339-57.4% |