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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,859 | $106,524+144.9% | $152,301+71.3% | $87,485+198.2% |
| Participation rate | 97.1% | 75.8%+21.4pp | 82.4%+14.7pp | 68.9%+28.2pp |
| Annual return | 15.00% | 26.89%-11.9pp | 80.50%-65.5pp | 26.06%-11.1pp |
| Employer contribution / active EE | $4,373 | $3,371+29.7% | $4,624-5.4% | $2,596+68.4% |
| Participant deferral / active EE | $11,419 | $6,525+75.0% | $8,004+42.7% | $4,274+167.2% |
| Admin fee / account holder | $3,126 | $8,287-62.3% | $14,398-78.3% | $7,775-59.8% |