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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $570,288 | $76,407+646.4% | $150,298+279.4% | $82,448+591.7% |
| Participation rate | 96.9% | 66.4%+30.5pp | 77.8%+19.1pp | 68.1%+28.8pp |
| Annual return | 17.59% | 39.99%-22.4pp | 62.79%-45.2pp | 41.64%-24.1pp |
| Employer contribution / active EE | $17,606 | $2,614+573.5% | $4,154+323.8% | $2,551+590.2% |
| Participant deferral / active EE | $11,995 | $3,214+273.2% | $5,453+120.0% | $4,139+189.8% |
| Admin fee / account holder | $540 | $6,352-91.5% | $14,116-96.2% | $7,234-92.5% |