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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,596 | $138,393+148.3% | $184,256+86.5% | $80,959+324.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 18.38% | 20.01%-1.6pp | 28.85%-10.5pp | 35.67%-17.3pp |
| Employer contribution / active EE | $17,175 | $4,847+254.3% | $6,427+167.2% | $2,757+522.9% |
| Participant deferral / active EE | $16,270 | $7,076+129.9% | $9,133+78.1% | $4,300+278.3% |
| Admin fee / account holder | $3,103 | $10,489-70.4% | $13,899-77.7% | $6,925-55.2% |