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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,022 | $80,731+82.1% | $103,374+42.2% | $74,546+97.2% |
| Participation rate | 83.5% | 65.7%+17.8pp | 74.5%+9.0pp | 67.2%+16.3pp |
| Annual return | 10.93% | 27.56%-16.6pp | 24.89%-14.0pp | 1366.03%-1355.1pp |
| Employer contribution / active EE | $5,020 | $3,158+59.0% | $3,869+29.7% | $2,624+91.3% |
| Participant deferral / active EE | $7,021 | $3,860+81.9% | $5,058+38.8% | $4,347+61.5% |
| Admin fee / account holder | $39,349 | $2,369+1561.3% | $8,394+368.8% | $1,944+1924.6% |