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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,022 | $80,781+82.0% | $102,437+43.5% | $74,478+97.4% |
| Participation rate | 83.5% | 65.7%+17.8pp | 74.5%+9.0pp | 67.2%+16.3pp |
| Annual return | 10.93% | 27.58%-16.6pp | 24.95%-14.0pp | 1370.56%-1359.6pp |
| Employer contribution / active EE | $5,020 | $3,160+58.9% | $3,871+29.7% | $2,626+91.2% |
| Participant deferral / active EE | $7,021 | $3,862+81.8% | $5,060+38.8% | $4,350+61.4% |
| Admin fee / account holder | $39,349 | $2,372+1558.8% | $8,388+369.1% | $1,946+1922.3% |