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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,215 | $172,111+6.5% | $150,298+21.9% | $137,256+33.5% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 15.39% | 69.37%-54.0pp | 62.79%-47.4pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,892 | $4,636-59.2% | $4,154-54.4% | $4,156-54.5% |
| Participant deferral / active EE | $10,630 | $6,166+72.4% | $5,453+95.0% | $6,407+65.9% |
| Admin fee / account holder | $1,351 | $16,471-91.8% | $14,116-90.4% | $12,270-89.0% |