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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,406 | $89,259+27.1% | $107,187+5.8% | $82,637+37.2% |
| Participation rate | 60.0% | 67.9%-7.9pp | 75.0%-15.0pp | 68.1%-8.1pp |
| Annual return | 15.92% | 21.02%-5.1pp | 204.55%-188.6pp | 53.51%-37.6pp |
| Employer contribution / active EE | $2,103 | $3,080-31.7% | $3,782-44.4% | $2,552-17.6% |
| Participant deferral / active EE | $5,782 | $4,037+43.2% | $5,096+13.5% | $4,126+40.1% |
| Admin fee / account holder | $9 | $7,381-99.9% | $9,162-99.9% | $7,339-99.9% |