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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,406 | $88,672+27.9% | $105,223+7.8% | $82,448+37.5% |
| Participation rate | 60.0% | 67.9%-7.9pp | 75.0%-15.0pp | 68.1%-8.1pp |
| Annual return | 15.92% | 30.86%-14.9pp | 180.65%-164.7pp | 41.64%-25.7pp |
| Employer contribution / active EE | $2,103 | $3,048-31.0% | $3,689-43.0% | $2,551-17.5% |
| Participant deferral / active EE | $5,782 | $4,036+43.3% | $5,072+14.0% | $4,139+39.7% |
| Admin fee / account holder | $9 | $7,146-99.9% | $8,859-99.9% | $7,234-99.9% |