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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,515 | $81,233+53.3% | $155,567-20.0% | $80,874+54.0% |
| Participation rate | 96.8% | 66.2%+30.5pp | 78.2%+18.6pp | 67.6%+29.1pp |
| Annual return | 11.01% | 33.33%-22.3pp | 64.74%-53.7pp | 35.62%-24.6pp |
| Employer contribution / active EE | $4,350 | $3,101+40.3% | $4,674-6.9% | $2,756+57.9% |
| Participant deferral / active EE | $3,914 | $3,452+13.4% | $5,628-30.5% | $4,297-8.9% |
| Admin fee / account holder | $1,703 | $7,998-78.7% | $15,916-89.3% | $6,935-75.4% |