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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,246 | $201,344+17.3% | $184,243+28.2% | $145,877+61.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 20.96% | 29.01%-8.0pp | 28.82%-7.9pp | 551.28%-530.3pp |
| Employer contribution / active EE | $11,781 | $7,022+67.8% | $6,427+83.3% | $4,663+152.7% |
| Participant deferral / active EE | $8,730 | $9,807-11.0% | $9,132-4.4% | $6,691+30.5% |
| Admin fee / account holder | $417 | $16,382-97.5% | $13,914-97.0% | $13,402-96.9% |