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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,343 | $160,070-75.4% | $147,117-73.3% | $145,897-73.0% |
| Participation rate | 64.3% | 84.0%-19.7pp | 82.2%-17.9pp | 80.3%-16.0pp |
| Annual return | 17.83% | 98.69%-80.9pp | 420.54%-402.7pp | 552.29%-534.5pp |
| Employer contribution / active EE | $1,678 | $5,285-68.3% | $4,932-66.0% | $4,663-64.0% |
| Participant deferral / active EE | $4,487 | $8,419-46.7% | $8,065-44.4% | $6,689-32.9% |
| Admin fee / account holder | $362 | $15,035-97.6% | $12,993-97.2% | $13,390-97.3% |