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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,034 | $160,028-38.1% | $147,080-32.7% | $145,884-32.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.99% | 98.60%-88.6pp | 420.17%-410.2pp | 551.85%-541.9pp |
| Employer contribution / active EE | $4,793 | $5,286-9.3% | $4,933-2.8% | $4,662+2.8% |
| Participant deferral / active EE | $8,684 | $8,422+3.1% | $8,066+7.7% | $6,690+29.8% |
| Admin fee / account holder | $1,414 | $15,030-90.6% | $12,989-89.1% | $13,392-89.4% |