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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,732 | $227,399-91.3% | $189,758-89.6% | $198,609-90.1% |
| Participation rate | 92.3% | 84.0%+8.3pp | 79.8%+12.5pp | 82.4%+9.9pp |
| Annual return | 12.29% | 61.03%-48.7pp | 52.62%-40.3pp | 202.70%-190.4pp |
| Employer contribution / active EE | $1,816 | $5,526-67.1% | $4,767-61.9% | $5,055-64.1% |
| Participant deferral / active EE | $2,210 | $6,837-67.7% | $5,856-62.3% | $6,977-68.3% |
| Admin fee / account holder | $3,215 | $25,162-87.2% | $20,388-84.2% | $19,030-83.1% |