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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,504 | $101,618+356.1% | $93,063+398.1% | $137,256+237.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 9.34% | 223.95%-214.6pp | 34.15%-24.8pp | 220.34%-211.0pp |
| Employer contribution / active EE | $16,159 | $2,707+496.9% | $2,476+552.6% | $4,156+288.8% |
| Participant deferral / active EE | $11,933 | $4,279+178.9% | $3,958+201.5% | $6,407+86.3% |
| Admin fee / account holder | $1,769 | $6,198-71.5% | $6,033-70.7% | $12,270-85.6% |