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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,114 | $80,731-13.2% | $103,374-32.2% | $74,546-5.9% |
| Participation rate | 34.2% | 65.7%-31.5pp | 74.5%-40.3pp | 67.2%-33.0pp |
| Annual return | 12.97% | 27.56%-14.6pp | 24.89%-11.9pp | 1366.03%-1353.1pp |
| Employer contribution / active EE | $1,175 | $3,158-62.8% | $3,869-69.6% | $2,624-55.2% |
| Participant deferral / active EE | $2,521 | $3,860-34.7% | $5,058-50.2% | $4,347-42.0% |
| Admin fee / account holder | $3,127 | $2,369+32.0% | $8,394-62.7% | $1,944+60.9% |